Fast, affordable insurance for 1st Rate Rentals and Real Estate, Inc. customers
1st Rate Rentals and Real Estate, Inc. has teamed up with Steadily to bring their customers the best available coverage for long-term, mid, and short-term rentals.
Comprehensive coverage
Protects against fire, injury, wind, hail, water damage, vandalism, theft, lawsuits, and more, to provide peace of mind.
Available nationwide
Coverage options designed for landlords — protect your rental property anywhere in the U.S. with flexible, reliable insurance.
Flexible for any rental
From single-family homes to multi-unit buildings, condos, manufactured homes, and even vacant or renovating properties, we've got you covered.
Protect Your Rental With Landlord Insurance
We have partnered with Steadily to:
- Ensure you have the right coverage to protect you and your investment
- Save money by finding the most competitive rates
- Work with the best-rated landlord insurance company in America
Get a quote in minutes, and see how much you can save!
*1st Rate Rentals is not an insurance agency. Insurance quotes and coverage options are provided by third-party providers. We may receive compensation from referral partners.
Who's it for?
Landlord insurance is a policy for people who rent their home to others. Landlord insurance can bring many benefits:
- Legal liabilities coverage
- Fire and water damage
- Financial protection against natural disasters
- Loss of rent coverage
- and more
Property types
Steadily make it easy to get property insurance for whatever type of property you own including AirBNBs, VRBOs, and other rentals.
- Single-family
- Multi-family
- Vacant or restoration
- Apartment buildings
- Condo units
- Manufactured
Did you know?
Landlord and homeowners insurance policies are not the same
Landlord insurance is specifically for owners who rent out a property that they don't live in. A good, comprehensive policy will typically cover the value of the dwelling and improvements, along with liability protection and coverage of rental income losses.
The cost of a landlord policy can be more than a homeowners insurance policy, but it offers more coverage that landlords need. Costs vary due to location, size of the rental, level of coverage, etc.
Landlord insurance may be required
Many mortgage companies and lenders may not only require that you have a landlord insurance policy on a rental property, but that you also insure your home for 100% of its replacement cost. This is to protect your lender's investment in your home.
Make sure you have the right policy. If you have a Homeowners policy instead of a Landlord policy, collecting on a claim for a tenanted rental investment property could be difficult at the time of loss.
Choose the right insurance
When working with your agent, ask questions like:
- Are there additional coverages I should add on given my location?
- Does my policy cover both short and long-term rentals?
- How is replacement cost calculated at the time of a claim?
- Are there any upgrades/repairs I can do to this property to reduce my insurance costs?
- What is NOT included in my landlord insurance policy?
Disclaimer: The information provided on this page is for general informational purposes only and should not be considered insurance, legal, or financial advice. 1st Rate Rentals is not a licensed insurance agency, broker, or carrier and does not sell, solicit, negotiate, underwrite, or bind insurance coverage. Insurance quotes, products, and coverage options referenced on this page are provided exclusively by independent third-party insurance providers. We may receive compensation or referral commissions if you choose to obtain coverage through one of our referral partners. Property owners are under no obligation to use any referenced provider and are free to obtain insurance coverage through any company or agent of their choosing.